We have a 5.0 Trustpilot rating that's nearly 2x the industry average and the highest in our space. Business owners consistently come to Clarify for clear guidance, multiple financing options that fit their needs, and long-term support as their businesses grow.
Google Reviews
$1B+
Funded
in total business financing
With more than 749 verified reviews on Trustpilot and a perfect 5.0 rating, the feedback speaks for itself. Here are the latest Clarify Capital reviews from real business owners who've been through the funding process.
97%
of funded SMBs
say Clarify has the lowest rates
50,000+
SMBs
financed across multiple industries
5.0
Excellent
Trustpilot rating
75+
vetted lenders
and 7+ loan types with one application
$1B+
delivered
in 10 years of financing
Interest rates starting at 6%
Funding in as little as 24 hours
All credit scores welcome
Minimal paperwork
No prepayment penalties
Hear SMB owners share what it's like to work with Clarify, from application to funding.
“Highly recommend these guys and their team on helping you get to where you need as a company.”
“I tell people, if you try to get a loan from the bank, it's like pulling teeth. But if you need money fast, Clarify is a good option.”
Before you apply, take a look at our company, our track record, and how we protect SMB owners who come to us for fast financing that fits their needs.
Company Background
Clarify Capital was founded in New York City and is headquartered at 550 7th Ave. We've helped fund more than 50,000 small and midsize businesses across industries that include construction, manufacturing, restaurants, retail, medical practices, professional services, and dozens more.
Our financing options cover the loan types most SMBs actually use, including SBA loans, business lines of credit, equipment financing, short-term loans, working capital loans, and merchant cash advance products.
To date, we've delivered over $1 billion in total funding. Our team of business loan advisors has more than 30 years of combined experience in our young but booming industry.
New York City
headquartered at 550 7th Ave
50,000+
SMBs financed
$1B+
in total funding delivered
30+ years
combined advisor experience
We're not a direct lender. Clarify operates as a trusted lending marketplace, matching businesses with the best loan options from our vast, vetted network of partner lenders. That means you fill out one application and get matched with the lenders most likely to fund you on the terms that fit your business.
Our reviews come from verified customers who actually went through the financing process. We never solicit, filter, or buy reviews.
How Clarify Protects Borrowers
In the past, a lack of oversight and a handful of bad actors have given the business financing space a reputation for hidden fees, pushy sales tactics, and confusing loan terms. We're working to change that, starting with treating every client with transparency, guidance, and care. Here's how we protect the business owners who put their trust in us:
Fill out one application and we shop it across our entire lender network on your behalf, so you see every option you qualify for.
Every applicant is paired with a dedicated U.S.-based advisor who handles your file from application through funding. No call centers or handoffs.
Our initial application uses a soft credit pull, so checking out your options won't affect your credit score.
We present the options that fit your business, then let you decide. There's no pressure to take an offer, and no judgment if the timing isn't right.
Term loans, lines of credit, equipment financing, HELOCs, SBAs, and more. We find the right fit instead of forcing you into whatever one bank wants to offer.
What Makes Clarify Different
Most business financing companies promise fast funding and competitive rates. What separates Clarify is how we help business owners navigate the process from start to finish.
Compare offers from across our network without filling out a dozen forms or making the rounds at traditional banks.
Many business owners receive same-day approvals, because speed matters when payroll is Friday.
We work with business owners across the credit spectrum, including those with bad credit who've been turned down elsewhere.
We ask for what we actually need to secure your financing, not a stack of paperwork that gets buried on a loan officer's desk.
Yes. Clarify Capital is a New York City-based lending marketplace founded to connect small to midsize business owners with financing. We've secured funding for more than 50,000 businesses across a wide range of annual revenue levels, delivered over $1 billion in financing, and hold a 5.0 rating on Trustpilot across more than 749 verified reviews.
The numbers do the talking: a 5.0 Trustpilot rating, a 5-star Google Reviews rating, and 97% of our funded customers reporting we had the lowest rates compared to other offers. Every applicant is paired with a real loan advisor, and our application uses a soft credit pull, so you can check your options without risk.
Customers consistently highlight three things in their reviews: speed of funding, the quality of their loan advisor, and competitive rates. You can hear directly from their video testimonials, and read our Trustpilot reviews.
Clarify Capital holds a 5.0 Trustpilot rating, which means complaints are rare. When concerns do come up, our dedicated lending advisor team handles them directly with the customer rather than letting them go unresolved.
Most online business lenders are direct lenders offering one product. Clarify is a marketplace, so a single application gets you matched with multiple lenders from our extensive, vetted network. You also get a dedicated advisor, fast turnaround, and access to funding even with bad credit.
Yes. Our application uses a soft credit check (no impact on your credit score), there's no obligation to accept any offer, and our eligibility requirements are clear up front. Your information is handled through a secure application process, so you're in control at every step.
Same-day approval is possible through our fast approval process, and funding can land in your bank account in as little as 24 hours. Most applicants get funded within 1 to 2 business days from application to deposit. The application takes about two minutes to complete.
Join more than 50,000 business owners who've trusted Clarify Capital to fund their growth. Our two-minute application won't impact your credit, and you could be approved the same day.
Won't impact your creditNo obligation to acceptRated 5.0 on Trustpilot