How It Works

Simple 4-step process to
get a business loan today.

Fast, transparent business financing with a 2-min application.

1

Get Started

Apply online or call us directly on (877) 838-3919. There's no fee or obligation. It takes less than 2 minutes.

2

Get Matched

Clarify works with 75+ lenders to get you the best rate. Your dedicated advisor will work with you throughout the process.

3

Get Options

Your advisor at Clarify will work with you to choose the best option based on your business goals. You are in full control.

4

Get Funded

Once you're approved, you'll get access to your capital in as little as 24 hours! Your advisor will continue to help you achieve success every step of the way.

See Loan Options
Won't impact your credit
How funding from Clarify Capital works

Minimum Requirements

Here are the basic requirements to qualify for a fast business loan. Even if you have bad credit, your Clarify advisor will guide you through it.

Monthly revenue

$10,000 in monthly revenue

Your business must be earning at least $10K per month in a business bank account.

Credit score

500+ credit score

You can get approved with any credit score. But keep in mind that the higher your credit rating, the better deal we can secure for you.

Time in business

Over 6 months in business

Your company should be operational for at least six months. This shows lenders that your business model is sustainable.

Business bank account

Have a business bank account

Your Clarify adviser will need 3 months of your most recent bank statements to verify income.

Business bank account

Be located or incorporated in the US

We can only fund businesses located in the United States at the moment.

Types of Business Financing

Your dedicated Clarify loan advisor will walk you through the different types of business loans and recommend ones that make the most sense for your specific use case.

Unsecured Business Loans

No collateral is needed to get approved for an unsecured business loan. You get access to working capital without puting up personal or business property on the line. Popular choice since it reduces risk for business owners.

Apply for Unsecured Loan

Secured Business Loans

If you provide some collateral to secure a business loan, you can get approved for lower interest rates since collateral lowers the risk for a lender.

Apply for Secured Loan

Apply for small business loan

Ready to grow your business?

Get approved for a small business loan today with APRs starting at just 6%. Application takes 2 mins.

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