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Explore all our loan products, guides, and finance resources.

Types of Business Financing

Business term loans

Business Term Loans

Lump sum of capital at a fixed interest rate with standard repayment terms.

Business line of credit

Business Line of Credit

Flexibility to borrow from a pool of funds. You only pay interest on money that you use.

SBA loans

SBA Loans

Business loans partially guaranteed by the U.S. Small Business Administration.

Equipment financing

Equipment Financing

Business loan to pay for new or used equipment like vehicles, machinery or technology.

Invoice factoring

Invoice Factoring

Get cash flow upfront in exchange for your unpaid invoices. Borrow up to 85% of invoice value.

Merchant cash advance

Merchant Cash Advance

Borrow money and repay it through a percentage of your daily credit card sales.

Industries We Fund

Automotive

Auto repair, car washes, tire and auto parts, towing companies.

Construction

General contractors, plumbers, electricians, specialty trades.

Manufacturing

For producers, distributers, suppliers, and other vendors.

Medical Practice

Doctors & physicians, dentists, veterinarians, private practices.

Professional Services

Accountants, lawyers, insurance, marketing firms, agencies.

Restaurants & Bars

For restaurants, bars, nightclubs, franchises, food manufacturers and vendors.

Retail

Hair & nail salons, barber shops, jewelry stores, florists, e-commerce.

Technology

IT services, scientific research, development agencies.

Trucking & Transportation

Owner operators, shipping companies, freight brokers, specialty transportation.

Specific Types of Business Loans

Fast Business Loans

Quick funding options when you have an urgent need for working capital.

Same Day Business Loans

Get approved and funded for a loan within 24 hours.

Bad Credit Business Loans

Financing options for both good and bad credit scores.

Easy Business Loans

Explore the easiest ways to secure financing for small businesses.

Private Business Loans

Private loan options that are easier to get approved for with less paperwork than a traditional bank.

Asset Based Lending

An ABL is a type of secured business financing that is obtained using your company's assets.

Working Capital Loans

A type of unsecured business loan that doesn't require borrowers to put up any collateral.

Dispensary Loans

Loan options for legal cannabis dispensaries

Small Business Loans for Women

Lending products that supports women entrepreneurs.

Small Business Loans for Minorities

Business financing that helps entrepreneurs from historically underserved communities.

Small Business Loans for Veterans

Working capital for veteran-owned businesses.

Business Expansion Loans

Easy access to capital to grow and scale your small business.

Low-Interest Business Loans

Lowest APR loans to fuel the growth and success of your small business.

Unsecured Business Loans

With no collateral requirements, unsecured loans are a fast funding option.

Short-Term Business Loans

A fixed amount of working capital borrowed from a lender with a predetermined interest rate. Most popular way to fund a business

Long-Term Business Loans

Long-term business loans typically have repayment periods ranging from three to 10 years, and in some cases, even up to 25 years.

Revolving Line of Credit

Manage your operating expenses with a revolving business line of credit.

Emergency Business Loans

Cover unanticipated business expenditure with immediate working capital.

Heavy Equipment Financing

Construction loans to buy or lease new or pre-owned heavy equipment.

ACH Business Loans

ACH cash flow loans and advances to cover gaps in financials. Based on business revenue instead of credit scores.

High Risk Business Loans

Funding options made easy for high-risk borrowers.

No Doc Business Loans

Secure financing with little to no documentation requirements.

Alternative Business Loans

Alternative financing solutions that are much easier to secure than traditional bank loans.

No Collateral Business Loans

Business loans without collateral are a form of unsecured financing.

Payroll Loans

Payroll loans can provide a quick working capital solution so you can meet your obligation to your employees.

Advice From Our Loan Advisors

5 Best Same-Day Business Loans

These quick and flexible financing options help you manage cash flow gaps, invest in growth opportunities, and cover unforeseen expenses.

6 Best Fast Business Loans for Quick Funding

Fast business loans are financing options that are normally more accessible than traditional loans.

6 Best Small Business Loans in 2025

Here are 6 of the best small business loans and how they can improve your business cash flow.

How To Build Business Credit

A strong business credit shows lenders that your company is financially stable and can get better loan terms.

Best Business Financing Options

Explore various business financing options for your company's growth.

What Is Working Capital

Understand the concept of business working capital and its importance.

What Is an LLC Business Loan

Discover the benefits of LLC business loans and how they work.

8 Types of Business Loans

Compare different types of business loans to find the right fit.

Guide to Getting a Loan to Buy a Business

A step-by-step guide to securing a loan for buying an existing business.

Getting a Business Line of Credit With Bad Credit

Overcome financial hurdles with business lines of credit for bad credit.

Working Capital Line of Credit

Unravel the workings of a working capital line of credit.

Business Line of Credit Without a Credit Check

Secure a business line of credit without a credit check.

Guide to Invoice Factoring Rates

Demystifying invoice factoring rates and their calculation.

Invoice Discounting vs. Factoring

Understand the key differences between invoice discounting and invoice factoring.

Equipment Financing With Bad Credit

Tips on securing equipment financing with bad credit.

Best Business Working Capital Loans

Find the best working capital loans for your business needs.

Operating Working Capital

Learn about operating working capital and its significance.

Calculate the True Cost of a Merchant Cash Advance

A guide to calculating merchant cash advance costs.

How to Choose a Merchant Cash Advance Lender

Choosing the right merchant cash advance lender for your business.

Guide to Bridge Loans

Bridge loans explained: purpose, benefits, and risks.

Small Business Loan in Florida

How to secure a small business loan in Florida: a practical guide.

What Is Inventory Financing

Inventory financing: the what, why, and how.

Best Factoring Company for Trucking Businesses

Choosing the right factoring company for your trucking business.

22 Best Business Ideas for Women

Inspiring business ideas for women entrepreneurs.

Business Line of Credit Without Collateral

Access a business line of credit without collateral.

Is a Small Business Loan Secured or Unsecured

Exploring the difference between secured and unsecured small business loans.

Small Business Loans in Ohio

A guide to small business loans in Ohio for funding your venture.

Restaurant Equipment Financing

Financing options for restaurant equipment purchases.

Commercial Loan Brokers in Florida

Find the best commercial loan brokers in Florida.

Bridge Loan in Arizona

A comprehensive guide to securing bridge loans in Arizona.

Tennessee Commercial Lending

Navigating the Tennessee commercial lending landscape.

Small-Business Loans in Arizona

Your guide to obtaining business loans in Arizona.

Invoice Factoring in Arizona

Leverage invoice factoring to grow your Arizona-based business.

Construction Invoice Factoring

A construction invoice factoring guide for improved cash flow.

Merchant Cash Advance Loan in Pennsylvania

Explore merchant cash advance options in Pennsylvania.

Small Business Loans in Colorado

Funding your Colorado-based business with small business loans.

Small Business Loans in Indiana

A guide to small business loans in Indiana for growing ventures.

Small Business Loans in Wisconsin

Secure small business loans in Wisconsin to boost your operations.

Small Business Loans in Philadelphia

Explore small business loan options in Philadelphia.

Small Business Loans in North Carolina

Funding opportunities with small business loans in North Carolina.

How to Get a Fast Bridge Loan for Your Business

Find out how to get funded for a bridge loan quickly and easily.

Research Reports

Cash Flow Management: What It Is and Why It Matters

Whether you're a business owner or managing the finances of a company, cash flow management helps determine where money is coming in and going out.

What Percentage of Businesses Fail? [2025]

In this study, we'll examine the hard numbers behind business failures, providing direct insights for small business owners.

50 Women in Business Statistics in 2024

Here are 52 women in business statistics to show you how women entrepreneurs are tackling the industry and growing their businesses.

How to Use AI for Small Businesses: Best Tools and Practices

Learn how AI in business is changing the landscape by increasing productivity, improving the customer service experience, and more.

COVID-19 Strains Small Businesses

We surveyed small-business owners to investigate the effects of a federal mask mandate and the financial toll of the COVID-19 pandemic on small businesses.

Businesses Are Understaffed, and Employees Are Overworked

How are businesses navigating the labor shortage? Study reveals employee experiences at workplaces operating understaffed and the toll on business.

How to be an Entrepreneur in the Pandemic

61% of entrepreneurs were employed somewhere else when they started their business. Entrepreneurs invested 22 hours per week, on average, to run their business.

Growing Your Business

We surveyed 350+ small-business owners and entrepreneurs about their goals and the path they're taking to reach them.

Which Post-COVID Issue Is Hurting Your Business More?

We explore the biggest issues in the current economic climate small-business owners are going through and how they are overcoming them to stay afloat.

The State of Small-Business Loans Across America

Small-business owners can certainly benefit from loans to jumpstart and grow their careers. See where funding is most needed in the U.S.

Survey: Job Seekers Beware of Ghost Jobs

Does a job opening mean something different today than it used to in the past?

Best State for Crypto Business in 2022

The crypto boom is in full swing. Find out which states are the most crypto-friendly in the U.S. and how businesses are approaching the new frontier.

Best States for Women-Owned Small Businesses

Women-owned businesses are on the rise in America. See which state offers the best environment for female small business owners.

What are the best small-business payment options?

Small business owners and consumers weigh in on the most trusted payment methods.

Is Your Business Ready for a Recession?

Small businesses will face plenty of challenges if a recession hits. Clarify Capital found out how small to medium business owners are planning.

Launching a Company Post Layoff

We explore the journey of tech workers after being let go. How many of them decided to launch a new business, and how did it go?

Most Trusted Businesses in the U.S.

How important is trust between businesses and consumers? Clarify Capital found the answer, along with America's most trusted brands and industries.

Recession Fatigue at the Office

Recession fatigue is growing in offices across the nation. Are your employees bracing for layoffs?

RTO Trade-Offs

As many companies try to get employees back in the office, we asked remote employees what it would take for them to return to the office.

Best Cities to Open a Brick-And-Mortar Store

We identified the best cities for brick-and-mortar store locations based on walkability, consumer spending, available space for rent, and more.

Are Small-Business Owners Interested in Selling Through TikTok?

Small-business owners weigh in on selling products through TikTok.

Making the Most of Hiring Freezes

Learn how to make the most out of hiring freezes and layoffs at large corporations.

Catching the Eyes of Investors

To explore ways to attract investors, we determined the industries and entrepreneurial characteristics they seek as well as the red flags they avoid.

Jobs That Used To Pay Well, But No Longer Do

The value of different jobs can change over the years. We looked at the data to see which salaries are increasing and which have taken a plunge.

Where Small Businesses Are Growing the Most

Which U.S. states are looking to scale their small businesses? Clarify Capital used Google search trends to identify the states and industries growing the most.

GPT-4 Beats Humans in Pitch Effectiveness

We explore the power of AI in securing business funding, comparing GPT-4 generated pitch decks to human-created material.

Unleashing the Power of AutoGPT

AutoGPT is saving time and money, but which job roles do businesses expect to replace with AI in the future?