Quick funding for business owners who need instant access to working capital.
Unanticipated expenses can pop up when running a small business. When that happens, it's critical to have access to working capital to keep moving forward. The success of your business can often depend on handling such expenses quickly.
Clarify specializes in helping companies get quick financing. Our streamlined process can get you approved and have the funds in your bank account in as little as 24 hours.
When you're in urgent need, it's important to not get into a financing situation that isn't optimal. That's where your Clarify lending concierge has your back. We help you identify the best possible options based on your specific needs.
Whether you need capital to fuel growth, repair a crucial piece of equipment, or cover short-term expenditure, we have you covered. When you apply online, your dedicated advisor will tailor a loan that sets your business up for success. Here are a few of the lending options we offer:
Get fast approval for a fixed amount of funding at interest rates as low as 7%. An unsecured short-term loan has no collateral requirements. Loan terms range from 6 months to 2 years.
A line of credit is a flexible financing option that works similar to credit cards (at a much lower interest rate than a credit card). Get instantly approved for a credit limit that you can tap into for working capital as needs arise.
Factoring allows you to get a lump sum payment for outstanding receivables. It's a great way to get an instant infusion of cash based on unpaid invoices. There is no personal credit score requirement for invoice financing.
Whether you have good or bad credit, you can finance new or pre-owned equipment through our marketplace of 75+ lenders. Approval is quick and the equipment itself serves as collateral. There is no personal guarantee needed.
The Small Business Administration provides up to $50,000 through their Microloans program. SBA loans require a credit score of at least 575. Microloans don't have a down payment as compared to SBA 7(a) loans.
With a merchant cash advance, your business is able to obtain funding in exchange for a percentage of your future sales. It's a quick and easy way to get funds with no collateral and no personal credit requirements.