Best Easy Business Loans

  • Quick approval and funding within 24 hours
  • Get up to $750,000 in working capital
  • Interest rates as low as 7%
  • Flexible repayment terms
  • Up to 2 years loan term length
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Easy Business Funding

Easy financing for businesses who need working capital to meet cash flow demands.

Clarify Makes Business Financing Easy & Simple

Unlike financing through a traditional bank, Clarify allows business owners to get capital with less paperwork and higher approval rates through our network of 75+ lenders. Our online loan process is clear, effortless, and quick. We are committed to helping people pursue the American dream with the financial backing they need to grow.

When you apply for a loan with us, your dedicated lending concierge first understands your specific business needs. We then do all the legwork for you to secure the best interest rates and terms accessible. The entire process is straightforward and completely transparent -- our primary goal is your success.

Clarify understands that your credit score doesn't define you or your business. While your score is indeed a factor in securing a loan, it shouldn't be the only deciding factor. So we take a holistic view of your cash flow and business model to get you approved.

Benefits of an Easy Business Loan from Clarify

We make getting access to working capital clear and painless. It's quick and easy to fill out our online application (takes less than 2 minutes) and get an instant pre-approval based on your time in business, monthly revenue, and credit score. Your credit rating is not affected by applying and it's free to see your available loan options.

Effortless application process

In just two minutes, you can view all the best lending options that you qualify for. You can get approved and funded within 24 to 48 hours.

High approval rates

We understand that there's more to your business than just your credit rating. So apart from your score, we also factor in how long your business has been operational and your current monthly sales.

Lowest interest rates

Our marketplace of over 75+ lenders offer the lowest loan APRs in the industry. Your dedicated Clarify advisor helps you pick the right option for your specific business needs.

Full transparency

We take pride in being completely transparent every step of the way. You have a clear view of your loan terms, interest rate, and term length to make a well-informed decision.

No pre-payment penalty

There is no penalty to pay your own in advance in the event you choose to do so. Clarify is one of the few lenders in the industry that make the financing process simple and straightforward.

Dedicated financial advisor

When you apply for a loan with you, a dedicated advisor is assigned to your business. Your advisor learns about your needs and helps you navigate the entire process. We do the grunt work to get you financed, so you can focus on running your business.

Easy Business Loan Uses:

At Clarify, we keep things simple, so you don’t have to worry. Below we’ve outlined common ways easy business loans are used:


Employee payroll is one of the highest operational costs a business incurs. Ensure your staff is paid on time and in full with an easy business loan.


Financing can free up capital to be used towards buying and purchase orders. That way, you have the goods you need to keep things running smoothly.

Bridge Cash Flow:

Sometimes, expenses can’t wait. In these situations, funding can be used to fill in temporary cash flow gaps, allowing you to cover costs immediately.

COVID-19 Hardships:

The novel coronavirus has impacted small businesses across the country. If you’re experiencing financial strain as a result of the pandemic, a business loan can help.


Use funds to upgrade existing equipment and purchase new machinery. Whatever your needs, we’ve got you covered.

Easy business loans at a glance

  • check 6-month to 24-month terms
  • check Funding in 1-2 days
  • check No collateral needed
  • check Low documentation required
  • check Flexible payment schedule


  • keyboard_arrow_right 6+ months in business
  • keyboard_arrow_right 550+ credit score
  • keyboard_arrow_right $10K+ in monthly revenue

Note: These are general term loan qualifications. Other information might be considered during your application. Your dedicated Clarify advisor will walk you through it!
Easy small business loans

"Getting a loan from Clarify Capital was the easiest funding process I have been through for my company. They made it painless and I had full transparency on what terms and APR I was getting. Bryan and his team have put in the time to make sure small businesses like mine have a smooth experience. I'd highly recommend them to every entrepreneur out there who wants to improve their cash flow."

5-star Trustpilot reviews5-star Trustpilot ratingClarify Capital is rated 10/10 based on 196 reviews on Trustpilot
Ready To Grow Your Business?

Get pre-approved for an easy business loan today and have funds in your account within as little as 24 hours. Prequalify without affecting your credit! Application process takes less than 2 minutes.