Our mission is to help small businesses achieve success

We help business owners secure financing that backs up their ambition, so they can be more than just owners - they can be entrepreneurs, visionaries and innovators

Why Clarify Capital?

Truthful, transparent process

Running a business is complicated enough. We strive to keep things simple, convenient and transparent.

You and your business always comes first

Our success depends on delivering what you really want and exceeding your expectations.

Fast funding & flexible payment

Apply online or speak to us directly on the phone. Receive a quick decision and funding within 24 hours.



More than just a loan

Success begins with being prepared financially. We offer solutions for every step of the way.

Level the playing field

Everyone deserves a better financial future. We've built a marketplace that keeps costs low and opportunity high.

Privacy and data security

We are committed to ensuring world-class privacy and security of all our customers.


Our Team
Michael Baynes

Michael Baynes

Co-founder & CEO

Prior to founding Clarify Capital, Michael worked for IDB Bank, Fora Financial and Oquity where he gained invaluable knowledge across underwriting, sales and operations. Over the 7+ years Michael has been in the lending industry, he has demonstrated his keen ability to maximize opportunities for his clients. His mission, to always put his clients’ businesses first, is Clarify Capital’s core principle. Michael is a graduate of Indiana University’s Kelley School of Business with a dual-degree in Accounting and Finance, and in his spare time enjoys traveling and spending time with family.


Bryan Gerson

Bryan Gerson

Co-founder & President

Bryan began his career in the alternative finance industry in 2011 after graduating from the University of Arizona. Since then, he has helped thousands of small business owners find the working capital needed to grow and prosper. Bryan co-launched Clarify Capital after years of achieving industry mastery and establishing dynamic relationships. Since the opening of Clarify Capital in 2017, Bryan has been pivotal in funding over $30M to business owners. Outside of work, Bryan has a passion for New York Sports and, of course, his dog Benny.


Nishank Khanna

Nishank Khanna

Chief Marketing Officer

Nishank is a serial entrepreneur with a knack for creating profitable startups. He's an engineer, designer and marketer. Nishank has been featured on MSNBC and in Inc. Magazine, and has a deep passion for helping small businesses. When he's not helping businesses secure capital, Nishank likes to unwind with books on Applied Mathematics. Go figure.


Jeremy Grossman

Jeremy Grossman

Senior Funding Manager

Jeremy’s passion for business lending and the rapidly changing marketplace allows him to keep a very tight grasp on the best available loan products for clients. Jeremy holds a degree in finance from Baruch College in New York and has been in the alternative financing industry ever since.


Daniela Pauli

Daniela Pauli

Funding Advisor

Daniela enjoys building relationships with Clarify's customers revolving around trust and transparency. She holds a degree in psychology from Ramapo College. Her work ethic and desire to fanatically help clients has allowed her to become one of Clarify's top loan advisors.


Jared Lederfarb

Jared Lederfarb

Funding Advisor

Jared has years of experience in beverage sales, working with restaurant and bar owners all over the tri-state area. Making the transition to helping business owners secure financing was a natural fit. He takes a genuine interest in their company and structures a solution that fits their needs for timing and budget. Jared graduated from the University of Arizona.


Adam Galperin

Adam Galperin

Funding Advisor

Adam started his career in advertising and software sales after graduating from the University of Arizona. Since then he has serval years working with small business owners. His passion for small businesses is shown in his work ethic and willingness to go the extra mile. This transition to the alternative financing industry will allow him to continue his passion for helping small business owners succeed.


Nicolette Pauli

Nicolette Pauli

Organizational Manager

Nicolette is a recent graduate from Western New England University with a degree in Psychology. Her work ethic and organization skills help the day-to-day operations of Clarify Capital run smoothly.


Benny

Benny

Chief Distraction Officer

Benny is our biggest fan and supporter. He’s here to help your business in anyway he can.


Ready To Grow Your Business?

Get approved today and have money in your account within as little as 24 hours. No obligation -- prequalify without affecting your credit!