Our mission is to help small businesses achieve success

We help business owners secure financing that backs up their ambition, so they can be more than just owners - they can be entrepreneurs, visionaries and innovators

Why Clarify Capital?

Truthful, transparent process

Running a business is complicated enough. We strive to keep things simple, convenient and transparent.

You and your business always comes first

Our success depends on delivering what you really want and exceeding your expectations.

Fast funding & flexible payment

Apply online or speak to us directly on the phone. Receive a quick decision and funding within 24 hours.



More than just a loan

Success begins with being prepared financially. We offer solutions for every step of the way.

Level the playing field

Everyone deserves a better financial future. We've built a marketplace that keeps costs low and opportunity high.

Privacy and data security

We are committed to ensuring world-class privacy and security of all our customers.


Our Team
Michael Baynes

Michael Baynes

Co-founder & CEO

Prior to founding Clarify Capital, Michael worked for IDB Bank, Fora Financial and Oquity where he gained invaluable knowledge across underwriting, sales and operations. Over the 8+ years Michael has been in the lending industry, he has demonstrated his keen ability to maximize opportunities for his clients. His mission, to always put his clients’ businesses first, is Clarify Capital’s core principle. Michael is a graduate of Indiana University’s Kelley School of Business with a dual-degree in Accounting and Finance, and in his spare time enjoys traveling and spending time with family.


Bryan Gerson

Bryan Gerson

Co-founder & President

Bryan began his career in the alternative finance industry in 2011 after graduating from the University of Arizona. Since then, he has helped thousands of small business owners find the working capital needed to grow and prosper. Bryan co-launched Clarify Capital after years of achieving industry mastery and establishing dynamic relationships. Since the opening of Clarify Capital in 2017, Bryan has been pivotal in funding over $80M to business owners. Outside of work, Bryan has a passion for New York Sports and, of course, his dog Benny.


Nishank Khanna

Nishank Khanna

Chief Marketing Officer

Nishank is a serial entrepreneur with a knack for creating profitable startups. He's an engineer, designer and marketer. Nishank has been featured on MSNBC and in Inc. Magazine, and has a deep passion for helping small businesses. When he's not helping businesses secure capital, Nishank likes to unwind with books on Applied Mathematics. Go figure.


Nicolette Pauli

Nicolette Pauli

Operations Manager

Nicolette is a recent graduate from Western New England University with a degree in Psychology. Her work ethic and organization skills help the day-to-day operations of Clarify Capital run smoothly.


Jeremy Grossman

Jeremy Grossman

Senior Funding Manager

Jeremy’s passion for business lending and the rapidly changing marketplace allows him to keep a very tight grasp on the best available loan products for clients. Jeremy holds a degree in finance from Baruch College in New York and has been in the alternative financing industry ever since.


Jared Lederfarb

Jared Lederfarb

Funding Advisor

Jared has years of experience in beverage sales, working with restaurant and bar owners all over the tri-state area. Making the transition to helping business owners secure financing was a natural fit. He takes a genuine interest in their company and structures a solution that fits their needs for timing and budget. Jared graduated from the University of Arizona.


Adam Galperin

Adam Galperin

Funding Advisor

Adam started his career in advertising and software sales after graduating from the University of Arizona. Since then he has several years working with small business owners. His passion for small businesses is shown in his work ethic and willingness to go the extra mile. This transition to the alternative financing industry will allow him to continue his passion for helping small business owners succeed.


Matt Sidor

Matt Sidor

Funding Advisor

Matt joined Clarify Capital in early 2019 and enjoys interfacing with business owners until the best deal is secured and has a passion for small businesses. Matt is a Philadelphia native and graduated from the University of Delaware with a dual degree in Finance and Management Information Systems. He's also a die-hard 76ers and Eagles fan.


Joseph Musso

Joseph Musso

Funding Advisor

Joe is a recent graduate from Salisbury University with a degree in biology. After working in restaurant management throughout college, he decided to pursue a career in business. His work ethic and strong relationships with customers make him a great loan advisor at Clarify Capital.


Justin Hakker

Justin Hakker

Funding Advisor

Justin is a recent graduate from the University of Arizona with a degree in Ethics. With his background in financial services, he is excited to help new customers succeed. In his free time Justin enjoys being outdoors in nature -- whether it's golfing or fishing.


Benny

Benny

Chief Distraction Officer

Benny is our biggest fan and supporter. He’s here to help your business in anyway he can.


Ready To Grow Your Business?

Get approved today and have money in your account within as little as 24 hours. No obligation -- prequalify without affecting your credit!